Water Damage and Insurance Coverage in Aurora?

7/5/2021 (Permalink)

We are trusted leaders in water damage restoration services in Denver.

SERVPRO^® of Denver West responds to water damage emergencies throughout the year in Aurora, and we encourage homeowners and renters to become familiar with what their policy covers.  Here are some tips from the Insurance Information Institute to make sure you have the right kind of claim to protect against water damage:

Different types of water damage are insured by different types of policies.

Homeowners' and renters' insurance provides coverage for burst pipes, wind-driven rain, and damage resulting from ice dams on your roof. Generally speaking, water that comes from the top down—such as rainfall and burst sprinklers—is covered by a standard homeowners policy.

Some policies cover sewer and drain backups, but many do not; however, you can purchase a sewer backup rider for your homeowner's or renters' coverage.

Typically, any water that comes from the bottom up—such as an overflowing river—is covered by a separate flood insurance policy, which can be purchased from the federal government’s National Flood Insurance Program (NFIP), and from some private insurers. If you live in a flood-prone area, learn more about appropriate coverage.

Call Us Today!

SERVPRO® of Denver West has a team of highly trained restoration technicians ready to assist you 24-hours a day. Call us today at 303-576-6868. We’ll restore your water damage in Aurora, “Like it never even happened.”

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